The personal finance tips every freelancer should know – Shutterstock Draw up a budget – Shutterstock Separate your bank accounts – Shutterstock Set aside money for taxes…in a savings account – Shutterstock Slide 1 of 21: If you dream of having the flexible schedule of a freelancer, it’s important to remember that this career path requires excellent management of both professional and personal finances. Here are 20 top tips that any freelancer or self-employed worker should put into practice.